Privacy Policy

Effective Date: January 13, 2025

1. Introduction

Welcome to the Privacy Policy of Homeseed Lending Team, Powered by Barrett Financial Group, L.L.C. (NMLS #181106). We are committed to safeguarding your personal information and ensuring that you understand our data collection and usage practices. This Privacy Policy covers how we collect, use, protect, and disclose information when you visit our websites (including www.homeseed.loans), use our services, or communicate with us.

By accessing or using our website or services, you agree to this Privacy Policy. If you do not agree, please discontinue using our website and services.

2. Information We Collect

• Personal Information: This may include your name, email address, phone number, property address, and financial details (e.g., credit scores, income information) when you submit loan applications, request promotional offers, or sign up through our forms.
• Automated Data: We may collect device information, IP addresses, browser type, pages viewed, and referral URLs through cookies or other tracking technologies. You can disable cookies in your browser settings, although certain site features may not work properly.

3. How We Use Your Information

We collect and use information to:

• Process loan applications and evaluate creditworthiness.
• Offer financing incentives and communicate promotional offers, subject to your preferences.
• Comply with federal, state, and local regulations, including RESPA, TILA, and ECOA requirements.
• Provide customer support, respond to inquiries, and facilitate communication with real estate agents or other service providers (as authorized by you).
• Improve our website’s functionality, user experience, and marketing strategies.
• Enforce our Terms of Use and other agreements with you.

4. Lead Sharing & RESPA “No Required Use”

Lead Sharing: With your explicit consent, we may share your information with promoting partners—such as listing agents, builders, or buyer’s agents—to facilitate the inquiry or transaction process. This helps ensure a smooth experience if you’re interested in further information on specific properties or financing options.

No Required Use: Consistent with the Real Estate Settlement Procedures Act (RESPA), you are not required to use Homeseed Lending Team as a condition for purchasing any property. You may choose any lender or service provider, though certain incentives we offer may be contingent on securing financing through Homeseed Lending Team, subject to credit approval and underwriting.

You may withdraw consent for lead sharing at any time by contacting us (see Contact Information below). Withdrawing consent will not affect your eligibility to seek financing from other lenders or complete the transaction independently.

5. Data Retention & Security

• Retention: We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. This typically includes the duration of the lending process and any subsequent record retention required by regulatory authorities.
• Security Measures: We employ industry-standard safeguards (e.g., encryption, restricted access, secure servers) to protect your data from unauthorized access or disclosure.

6. Your Rights & Choices

You have the right to request access to the personal information we hold about you, and to update or correct any inaccuracies. If you want to remove or modify how we use your information for marketing purposes, you can do so by emailing us at homeseed@barrettfinancial.com. You may also use any “unsubscribe” link found in our marketing communications.

7. Children’s Privacy

Our services are not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13.

8. Fair Housing & ECOA Notice

We comply with all federal, state, and local fair housing laws and the Equal Credit Opportunity Act (ECOA). We do not discriminate based on race, color, religion, national origin, sex, marital status, disability, familial status, age (provided the applicant has the capacity to contract), or any other protected class. Reasonable accommodations or modifications for disability-related needs are available upon request, and associated costs may be the responsibility of the requester.

9. Updates to This Privacy Policy

We may update this Privacy Policy occasionally to reflect changes in our practices or regulations. The “Effective Date” at the top indicates when the latest revisions became enforceable. Your continued use of our website or services constitutes acceptance of any updates.

10. Contact Information

If you have questions or concerns about this Privacy Policy, or wish to exercise your rights, please contact us: